Securing a residential mortgage can feel like navigating a complex maze, but it doesn’t have to be! Knowing the different options available is key to getting the best deal for your unique situation. This guide explores several key factors to consider, including standard versus variable percentage options, fees, and the overall price of borrowing.

Buying a home is an exciting milestone, but the costs can quickly add up. One expense that often catches buyers off guard is lender's mortgage insurance (LMI). This extra fee protects lenders in case you default on your loan. Thankfully, there are strategies to avoid LMI altogether and save yourself in the long run. Primarily, consider puttin